Last Updated: January 15, 2026

Your privacy is important to us. atm123 collects and processes personal data in accordance with applicable Indonesian data protection laws and international best practices. This Privacy Policy applies to all users of the atm123 platform, regardless of location within Indonesia or method of access.

1. Introduction

This Privacy Policy governs the manner in which atm123 collects, uses, maintains, and discloses information collected from users of the atm123 online betting and gaming platform. This policy applies to the platform and all products and services offered by atm123.

By creating an account on atm123, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy. If you do not agree with our privacy practices, you should not use our services.

2. Information We Collect

atm123 collects several types of information from and about users of our platform, including information by which you may be personally identified and information about your usage of our services.

2.1 Personal Information

When you register an account on atm123, we collect the following personal information:

  • Identity Information: Full legal name, date of birth, nationality, and government-issued identification number (KTP number for Indonesian residents).
  • Contact Information: Email address, phone number, and residential address.
  • Financial Information: Bank account details, e-wallet account information, payment card numbers, and transaction history.
  • Verification Documents: Copies of government-issued ID (KTP), proof of address documents, and photographs submitted during the Know Your Customer (KYC) verification process.
  • Account Credentials: Username, password (stored in encrypted form), and security questions.

2.2 Usage Information

atm123 automatically collects information about your use of the platform, including:

  • Device Information: IP address, device type, operating system, browser type and version, unique device identifiers, and mobile network information.
  • Activity Data: Pages visited, features used, bets placed, games played, search queries, transaction amounts, login times, session duration, and clickstream data.
  • Location Data: General geographic location derived from your IP address to verify compliance with territorial restrictions and provide localized services.
  • Communication Records: Transcripts of live chat conversations with customer support, email correspondence, and feedback submissions.

2.3 Cookies and Tracking Technologies

atm123 uses cookies, web beacons, and similar tracking technologies to collect information about your browsing behavior and preferences. Cookies are small text files stored on your device that help us recognize you, remember your preferences, and improve your user experience. You can control cookie settings through your browser, but disabling cookies may limit your ability to use certain features of the platform.

3. How We Use Your Information

atm123 collects and uses personal information for the following purposes:

3.1 Account Management and Service Delivery

  • To create and manage your user account.
  • To process deposits, withdrawals, and other financial transactions.
  • To verify your identity and age in compliance with KYC and anti-money laundering (AML) regulations.
  • To provide customer support and respond to your inquiries.
  • To personalize your experience on the platform based on your preferences and activity history.

3.2 Security and Fraud Prevention

  • To monitor and prevent fraudulent activity, unauthorized access, and account abuse.
  • To enforce our Terms and Conditions and detect violations.
  • To comply with legal obligations and cooperate with law enforcement authorities when required.
  • To conduct risk assessments and implement security measures to protect the platform and its users.

3.3 Marketing and Communications

  • To send you promotional offers, bonus notifications, and marketing communications about new features and services (you may opt out of marketing emails at any time).
  • To conduct surveys, gather feedback, and improve our products and services.
  • To send transactional emails related to your account activity, such as deposit confirmations, withdrawal notifications, and security alerts.

3.4 Platform Improvement and Analytics

  • To analyze usage patterns and trends to improve platform performance, optimize user experience, and develop new features.
  • To conduct research and statistical analysis on betting behavior, game preferences, and market trends.
  • To test new features and services before public release.

4. How We Share Your Information

atm123 does not sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:

4.1 Service Providers and Business Partners

We may share your information with trusted third-party service providers who assist us in operating the platform, processing payments, conducting KYC verification, providing customer support, and delivering marketing services. These service providers are contractually obligated to protect your data and may only use it for the specific purposes for which it was disclosed.

Examples of service providers include:

  • Payment processors (banks, e-wallet providers, payment gateway operators) for processing deposits and withdrawals.
  • Identity verification services for conducting KYC checks.
  • Cloud hosting providers for data storage and platform infrastructure.
  • Customer relationship management (CRM) platforms for managing communications.
  • Analytics and advertising platforms for measuring campaign performance and delivering targeted ads.

4.2 Legal and Regulatory Authorities

atm123 may disclose your personal information to government authorities, law enforcement agencies, regulatory bodies, or courts when required by law or when we have a good-faith belief that such disclosure is necessary to:

  • Comply with legal obligations, court orders, or subpoenas.
  • Investigate and prevent fraud, money laundering, or other illegal activities.
  • Protect the rights, property, or safety of atm123, our users, or the public.
  • Enforce our Terms and Conditions and other policies.

4.3 Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your personal information may be transferred to the acquiring entity. We will notify you via email or prominent notice on the platform before your information is transferred and becomes subject to a different privacy policy.

5. Data Retention

atm123 retains your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. After you close your account, we will retain certain information for a period of up to seven years to comply with legal, regulatory, tax, and accounting obligations, as well as to resolve disputes and enforce our agreements.

Once the retention period expires, we will securely delete or anonymize your personal information so that it can no longer be associated with you.

6. Data Security

atm123 implements industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our security practices include:

  • SSL Encryption: All data transmitted between your device and our servers is encrypted using 256-bit SSL (Secure Socket Layer) technology.
  • Secure Data Storage: Personal information is stored on secure servers protected by firewalls, intrusion detection systems, and access controls.
  • Password Protection: User passwords are hashed and salted using advanced cryptographic algorithms, ensuring they cannot be retrieved in plain text.
  • Two-Factor Authentication (2FA): Optional 2FA is available to add an extra layer of security to your account.
  • Regular Security Audits: We conduct periodic security assessments and penetration testing to identify and address vulnerabilities.
  • Employee Training: Our staff are trained on data protection best practices and are bound by strict confidentiality agreements.

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

7. Your Rights and Choices

Under Indonesian data protection laws and international standards, you have the following rights regarding your personal information:

7.1 Access and Correction

You have the right to access the personal information we hold about you and to request corrections if the information is inaccurate, incomplete, or outdated. You can update most of your account information directly through the platform settings or by contacting our customer support team.

7.2 Data Portability

You have the right to request a copy of your personal information in a structured, machine-readable format. We will provide this data within a reasonable timeframe upon request.

7.3 Deletion and Erasure

You have the right to request the deletion of your personal information, subject to legal and regulatory retention requirements. If you wish to close your account and delete your data, please contact our customer support team. Note that we may retain certain information as required by law or to resolve disputes.

7.4 Opt-Out of Marketing Communications

You may opt out of receiving promotional emails and marketing communications from atm123 at any time by clicking the "unsubscribe" link in any marketing email or by adjusting your notification preferences in your account settings. Please note that you will continue to receive transactional emails related to your account activity even if you opt out of marketing communications.

7.5 Cookie Preferences

You can manage your cookie preferences through your browser settings. Most browsers allow you to block or delete cookies, but doing so may affect your ability to use certain features of the atm123 platform.

8. Third-Party Links

The atm123 platform may contain links to third-party websites, such as game providers, payment processors, or social media platforms. This Privacy Policy does not apply to those external sites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

atm123 services are intended for adults aged 21 and older. We do not knowingly collect personal information from individuals under the age of 21. If we discover that we have inadvertently collected information from a minor, we will delete that information immediately. If you believe we have collected information from a minor, please contact us at [email protected] (plain text only).

10. International Data Transfers

Your personal information may be transferred to and processed in countries outside of Indonesia, including jurisdictions that may have different data protection laws. When we transfer your data internationally, we ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable laws.

11. Changes to This Privacy Policy

atm123 reserves the right to update or modify this Privacy Policy at any time without prior notice. Changes will become effective immediately upon posting to the platform. We will notify you of significant changes via email or prominent notice on the platform. Your continued use of the atm123 services following any changes constitutes your acceptance of the revised Privacy Policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our data protection team:

  • Email: [email protected] (plain text only)
  • Live Chat: Available 24/7 via the atm123 platform
  • WhatsApp: Available 24/7 (contact details provided on the platform)

Our Indonesian-speaking customer support team is available around the clock to assist you with privacy-related inquiries and to process your data rights requests. We will respond to all requests within a reasonable timeframe in accordance with applicable laws.

How We Protect Your Data

atm123 employs multiple layers of security to safeguard your personal information and financial transactions.

256-Bit SSL Encryption

All data transmitted between your device and our servers is encrypted using bank-grade SSL technology, ensuring your information cannot be intercepted.

Secure Data Centers

Your personal information is stored on secure servers protected by firewalls, intrusion detection systems, and 24/7 monitoring.

Password Encryption

User passwords are hashed using advanced cryptographic algorithms, making them unreadable even to atm123 staff.

Two-Factor Authentication

Optional 2FA adds an extra security layer to your account, requiring both your password and a verification code to log in.

Privacy Controls

Manage your data preferences, opt out of marketing communications, and request data deletion through your account settings.

Regular Security Audits

We conduct periodic security assessments and third-party audits to identify vulnerabilities and maintain the highest protection standards.

Questions About Your Privacy?

Our data protection team is available 24/7 to address your concerns and process data rights requests.

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